An idea that will give POTCO a point..

[Swash]

They did it in Toontown, so there is absolutely no reason to not have it in this. I agree with the paying rent as gold isn't really worth anything anymore after you master your pirate. I disagree with the items being stolen and the Navy/EITC burning down your house, although an idea would be for the Navy having a chance of seizing your house and all that it would mean is a higher rent. But for new pirates, all pirates would start out with a shack and it would be a total of 500 gold to pay off and 2 gold rent every so often. Then the pirate would upgrade it to large shack, house, and then eventually a Mansion. Also all pirates would get a Captains Quarters on each of their ships and it would just come with the ship.