Easier Way to Whisper?

[mobilebadboy]

I have a friend that loves to whisper, even when we're standing side by side. She sometimes catches on when i start talking local, or even in crew. But often she still whispers.

As it stands, I have to hit F (Friends), select her, hit Whisper to reply.

Is that the only way? It's a PITA. If that's the only way, it should show up as a tab like Crew or Guild does, beside the Local tab. So you can carry a normal conversation.