4 Questions about Sailing

[laxpatriot25]

Hey everybody. I have a couple of questions I'm looking to get answered. You don't need to have an answer to each of them, answering one or more (up to you) would be perfectly acceptable

1) How in the Caribbean do I make 40,000 gold for a War Galleon quickly at level 16 Notoriety, 11 sailing, 7 cutlass and vodoo, 2 cannon and dagger, and level 8 pistol?? I'm planning on getting level 15 sailing in the process and enough money for a regular galleon to hold more cargo. FYI, I already have a frigate and 1,000 gold....

2) Let's say I have 9/9 cargo on my frigate and I have 6 cargo crates and 3 treasure chests. If I sink another ship and get a Royal Chest, will that switch with one of my cargo crates or anything? If so, does the game automatically do that or do I have to manually do it? Another question built into this is: Can I drop cargo as in, sink a ship but choose not to get the cargo and/or drop cargo I've collected earlier during my voyage?

3) The skill "leadership" doesn't have any certain level required to unlock it according to the Skills page, so does that mean I can unlock it whenever I chose?

4) lol can I use "Ramming Speed" on a galleon? I see the thing on front of frigates so I know they can do it but can galleons?

Thanks and hopefully I'll get all my questions answered