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I've taken potshots at ships as I'm heading somplace and a ship following me finishes it off an I'll get the plunder. I avoid taking on 2 ships at once but have been forced to a few times. Worst was having a Navy War Frigate, EITC War Galleon, and a Revenant chasing me down in my poor little war sloop.
Sank all 3, got a bit shot up but a very nice payout.
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