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In all honesty, I voted No. At least, for the time being.
There is absolutely no reason why we need 200k gold at this time, with nothing to spend it on. You can buy every single ship in the game, and still have enough gold to splurge out on across the Caribbean.
Maybe when new ships, or more valuable pieces of clothing/weaponry arrive, we can raise the cap. But for now, it's not needed.
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