Bad to the Bonez is a relatively mature guild. Mostly adults, with a few kids. We have a core group of people that play tons. There are times we're working alone, whether it be quests, or just grinding. And there are times a lot of us will get together to plunder

Can get your cannon rep up
We encourage and woot each other with our little and big accomplishments, and have a friendly atmosphere.
Regarding the chat, like for me, there are times they can't shut me up, and other times I'm just doing my own thing and not really paying attention to the chat

Ssshhhh, don't let them know... lol
Whichever guild you choose, if it ends up not being the right fit, you can choose to leave it and join another.
Good luck!
EDIT - lol i guess Capt was posting as I was writing, didn't see his post till after I was done