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To the best of my knowledge, it's not the number of bans alone that determines if Disney will permanantly ban your account. A lot has to do with the severity of the offence. One whopper of a no-no could get you removed immediately, while several little infractions will have no permanant bans, just 24 and 72 hour vacations. If you pile up enough of the little ones though, I'm sure Disney will give you a pink slip. I don't think there's a "magic number". It is probably done on a case by case basis.
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